Just like any other purchase, it is imperative to shop around. In order to find the right mortgage for your purpose, take the time to research multiple lenders and brokers, compare their costs and terms, and do not be satisfied with their terms, negotiation is imperative to get the right mortgage.
When doing your research, the internet and newspapers are good places to start. Both of these sources typically have information on both interest rates and points from several sources. Rates and points change constantly, so it is necessary to check for changes often.